South Jersey Gas C&I Financing Programs

Loan Features | Programs Available | How to Apply

South Jersey Gas has received New Jersey Board of Public Utilities approval to continue an initiative established in 2009 to encourage energy efficiency. This program offers South Jersey Gas' commercial customers the opportunity to reduce their energy consumption through complementary financing offers for qualified customers. Zero percent loan programs are available through Energy Finance Solutions.

Loan Features

Key features of an EFS loan:

  • Commercial properties
  • Unsecured loan
  • Borrowers can finance $2,500 - $100,000*
  • Fixed rate of 0%
  • No fees, points, or closing costs
  • No prepayment penalty
*Loan amount eligibility will depend on program. Check with the New Jersey Clean Energy Program or contact us with additional questions.

Programs Available

The following programs are currently available through South Jersey Gas:

Program Type Smart Start® Pay for Performance Direct Install
Maximum Loan Amount: $100,000 $100,000 $53,571
Maximum Loan Term: 5 years 5 years 3 years
Program Eligibility**: Available to customers who meet the NJ Clean Energy Program (NJCEP) eligibility requirements for the SmartStart Program. For more information, visit New Jersey's Clean Energy Program website. Available to customers who meet the NJ Clean Energy Program (NJCEP) eligibility requirements for the Pay for Performance program. For more information, visit New Jersey's Pay for Performance progam website. Available to customers who meet the NJ Clean Energy Program (NJCEP) eligibility requirements for the Direct Install Program. For more information, visit New Jersey's Direct Install program website.
Contractor Requirements: Customer may do install or may choose any contractor. Must use a contractor listed as an Approved Partner or Trade Ally on the NJCEP website. Search for Pay for Performance eligible contractors. Must use a contractor listed as a Participating Contractor on the NJCEP website. Search for Direct Install eligible contractors.

**Before they are eligible for financing, customers must first submit an application for incentive to the NJ Clean Energy Program. For more information visit www.njcleanenergy.com/commercial-industrial.

How to Apply

Click here to download the credit application. Please note the credit application is not a contract for a loan nor does it lock you into any commitment with a contractor. The credit application will allow us to proceed with your request for a loan to finance your improvements.

Submit to:
Energy Finance Solutions
431 Charmany Drive
Madison, WI 53719
Fax: 608.249.5788